Author: Hhomy Editorial Team
Introduction: Why Livability Is the Real Luxury When homebuyers imagine their dream home, they often think of modern interiors, premium amenities, stylish elevations, and attractive pricing. However, once the excitement of possession fades, what truly defines the experience of living in a home is livability. Livability is not something you can fully understand from: Instead, livability is shaped by noise, traffic, access, surroundings, and daily movement patterns—factors that quietly influence your mood, health, productivity, and relationships every single day. This blog explores in depth how noise and traffic affect livability, why these factors are often overlooked, how they influence property value and ROI, and what…
Why Upfront Costs Matter in Property Investment When buyers calculate property returns, most focus on purchase price, resale value, and rental income. However, one critical factor is often underestimated—stamp duty and registration charges. These statutory costs can account for 5% to 8% of the property value, significantly increasing the total investment amount. While they do not add to the physical value of the property, they directly impact ROI, especially in the short to medium term. This blog explains how stamp duty and registration influence property ROI, why ignoring them leads to overestimated returns, and how smart buyers factor them into investment decisions. What Are…
Why Commute Time Matters More Than Ever In modern urban life, time has become as valuable as money. For homebuyers and tenants alike, daily commute time to offices, business districts, schools, and transport hubs has become one of the most important factors influencing property decisions. With rising traffic congestion, longer working hours, and increased stress levels, buyers today are willing to pay a premium for homes that reduce daily travel time. As a result, commute time is no longer just a lifestyle concern—it is a direct driver of property value. This blog explains how daily commute time impacts property prices, rental demand, resale value,…
Why Budget 2026 Matters for NRI Property Owners Non-Resident Indians (NRIs) are among the largest investors in Indian real estate. Whether for long-term investment, rental income, or future return plans, property ownership in India remains a preferred asset class. However, taxation—especially capital gains tax—continues to be the biggest concern for NRIs. Budget 2026 did not radically overhaul capital gains taxation, but it clarified, streamlined, and tightened compliance around NRI property transactions. Understanding these changes is crucial to avoid excess tax, penalties, or repatriation issues. This blog explains what changed, what stayed the same, and how NRIs should plan property sales after Budget 2026. Understanding…
Why Budget 2026 Is a Turning Point for Real Estate Union Budget 2026 did not bring dramatic announcements, but it quietly restructured the real estate ecosystem. Instead of speculative boosts, the focus remained on stability, affordability, infrastructure-led growth, and execution discipline. As a result, not everyone in real estate benefits equally. Some buyer categories, property segments, and locations stand to gain significantly, while others may face slower growth or reduced demand. This blog breaks down who wins and who loses in real estate after Budget 2026—helping homebuyers, investors, and developers make smarter decisions. BIG PICTURE: What Budget 2026 Signals for Real Estate Before identifying…
Why Budget 2026 Matters for Homebuyers Every Union Budget plays a critical role in shaping India’s real estate market, but Budget 2026 carries special significance. With rising property prices, higher home loan interest rates, and growing demand for urban housing, homebuyers were keenly watching for government support. Budget 2026 has addressed many of these concerns by focusing on housing affordability, infrastructure development, tax incentives, and liquidity for developers. Whether you are a first-time buyer, an investor, or planning to upgrade your home, understanding these changes is essential. This guide breaks down what Budget 2026 means for homebuyers, how it impacts property prices, loans,…
The Rising Debate Among Homebuyers and Investors Mumbai, Thane, Pune, and surrounding metropolitan regions are witnessing a massive transformation in their real estate landscape. With land scarcity, increasing urban density, and aging infrastructure, redevelopment projects are gaining unprecedented traction. At the same time, new launches continue to dominate marketing campaigns with modern amenities, smart living features, and flexible payment plans. This has led to a crucial question among modern property buyers: Are redevelopment projects safer investments compared to new launch projects? The answer is not straightforward because both options come with their own set of advantages, risks, and suitability factors.…
Property valuation has always been part science, part judgment. For decades, buyers, lenders, investors, and developers have relied on human valuers, comparable sales, and market intuition to determine what a property is worth. While this approach worked reasonably well in slower, less data-dense markets, today’s real estate ecosystem is far more complex. Prices move faster, micro-markets behave differently, and buyer behavior has become increasingly fragmented. This is where Artificial Intelligence (AI) is fundamentally changing the way property valuation is done. AI is not simply automating existing valuation methods—it is redefining how value is measured, predicted, and validated. From banks and institutional investors to…
For Non-Resident Indians (NRIs), owning property in India often represents emotional roots, long-term wealth, and family legacy. Over time, many NRIs accumulate multiple residential, commercial, or inherited properties across cities. However, while acquisition is carefully planned, inheritance planning is frequently neglected. This oversight can turn valuable assets into sources of prolonged legal disputes, tax inefficiencies, family conflict, and capital erosion. Inheritance planning for NRIs is not merely about drafting a will. It requires a structured understanding of Indian succession laws, FEMA regulations, taxation, joint ownership risks, documentation readiness, and practical execution across borders. When multiple properties are involved, the complexity multiplies. This blog explores…
In today’s urban real estate market, homebuying decisions are no longer driven purely by necessity. They are increasingly shaped by lifestyle expectations, social comparisons, and aspirational spending. As incomes rise and exposure to premium living increases, many buyers experience what economists call lifestyle inflation—the gradual increase in spending as earnings grow. While lifestyle inflation is often discussed in the context of cars, gadgets, and travel, its deepest and most long-lasting impact is on housing decisions. A home is the single largest financial commitment most individuals make. When lifestyle inflation silently influences this decision, it can reshape not just monthly cash flows, but decades…